2 Easy Ways to Withdraw Money From Wisely to a Bank Account

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Quickly move money out of Wisely and into your bank with this user-friendly guide

Co-authored by Rain Kengly

Last Updated: May 31, 2025

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Using a Bank Account

|

Using a Debit Card

Wisely is a prepaid card service that can get your paycheck to you faster while offering cash-back rewards. If you have a balance in your Wisely account, you can easily transfer it to your personal bank account with a routing and account number or with a debit card number. Keep in mind that fees will vary depending on your specific cardholder agreement. This wikiHow will show you how to transfer funds from your prepaid Wisely debit card to your bank account using an iPhone, Android, or computer.

Things You Should Know

Open the myWisely app or website and log in with your username and password.
Click or tap the transfer arrows in the top-right corner and select "Transfer Money".
Enter your routing number and bank number, or enter your debit card number to finalize the transfer.

Method 1

Method 1 of 2:

Using a Bank Account

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1
Launch the myWisely app. This looks like a white w with a purple background. Wisely is a mobile banking app, similar to Chime. You'll be able to transfer money, get paid earlier, and earn cash-back rewards.
- If you aren't already logged into your account, enter your username and password to do so now.
- You can also visit https://www.mywisely.com/app/main/login in a web browser.
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You can find this in the drop-down menu.
Enter your routing number and account number. If your bank has a mobile app or website, you can easily find this information under your checking or savings account details.
5
Complete the transfer. Make sure the routing and account numbers are correct, and then tap or click Transfer.
- Fees are dependent on your account type and cardholder agreement. You can easily find this information in your myWisely account portal.
- Transfers can take up to 3-5 business days to process.

Method 2

Method 2 of 2:

Using a Debit Card

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1
Launch the myWisely app. This looks like a white w with a purple background. If you aren't already logged into your account, enter your username and password to do so now.
- You can also visit https://www.mywisely.com/app/main/login in a web browser.
- Transfers using a debit card is only available to users who have the "Funds" transfer fee. This should be listed in your "List of Fees".
This looks like two opposing arrows.
You can find this in the drop-down menu.
This is the 16-digit number on the front of your debit card.
5
Complete the transfer. Make sure the number is correct, and then tap or click Transfer.
- Fees are dependent on your account type and cardholder agreement. You can easily find this information in your myWisely account portal.
- Transfers should be processed within 30 minutes.